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We're Launching Agent Payments Protocol (APP) to Redefine how Agents Negotiate, Trade and Pay

Today, we launched the Agent Payments Protocol (APP), a brand-new open standard that defines how agents communicate and negotiate with each other, how they pay for services, and how they complete settlement.

This is the first time agents can move beyond simple payments into a complete business loop, covering end-to-end task scenarios such as drafting quotes, hiring agents, fund guarantees, escrow, and dispute resolution.

For the first time, agents can independently run an entire business process

Doing business has never been just about transferring money. It involves quoting, negotiating, using different payment methods, and sometimes handling disputes. APP is designed precisely for these needs and behaviors and fundamentally redefines the capability boundaries of agents. Closed payment networks designed for human authorization will be replaced by open infrastructure and tools purpose-built for the AI economy.

APP empowers agents in three key ways:

  • Agents can independently execute the entire business process without human intervention

  • Agents can pay each other, as well as service providers and merchants

  • Agents support multiple payment methods: one-time payments, batch payments, usage-based payments, and escrowed payments

How APP improves existing agent payment solutions

An open protocol for all builders in the AI era

Email and the web became foundational infrastructure because they are built on open protocols, not just products from a single company.

In the same spirit, APP is an open protocol. It will become a new standard for agent-based commerce, designed for developers and agents across all major blockchains. Solana, Ethereum, and any other chain can build compatible implementations.

Today, we welcome leading developer teams including the Ethereum Foundation, Uniswap, and Solana, who share our vision of an open agent economy. We also look forward to more developers, builders, and agents joining us to deploy on APP, contribute to it, and continue expanding its boundaries.

Disclaimer

This content may cover products that are not available in your region. It is not (i) investment advice or recommendations; (ii) an offer or solicitation to buy, sell, or hold digital assets, or (iii) financial, accounting, legal, or tax advice. Digital asset holdings, including stablecoins and NFTs, involve high risk, can fluctuate greatly, and are not FDIC insured. You should consider whether trading or holding crypto/digital assets is suitable for you and consult your advisors for questions about your circumstances. While reasonable care has been taken in preparing informational data and graphs, no responsibility or liability is accepted for any errors or omissions.

Certain cryptocurrencies, services, and products are not available to users located in the United States and may be restricted depending on the state in which you reside. See OKX's US Risk & Compliance Disclosures for more information. OKX INC. ("OKX US") operates under the OKX brand and is a federally registered money service business and a state licensed money transmitter (NMLS ID: 1767779). Users of OKX US are subject to the restrictions and terms contained in the U.S. Terms of Service. Foreign entities affiliated with OKX US use the OKX brand to offer services and products to non-US users. US users are expressly prohibited from accessing any of those foreign products and services.

Disclaimer
This content is provided for informational purposes only and may cover products that are not available in your region. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold crypto/digital assets, or (iii) financial, accounting, legal, or tax advice. Crypto/digital asset holdings, including stablecoins, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding crypto/digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. Information (including market data and statistical information, if any) appearing in this post is for general information purposes only. While all reasonable care has been taken in preparing this data and graphs, no responsibility or liability is accepted for any errors of fact or omission expressed herein.

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